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Network Security Web-App-Sec
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Re: [WEB SECURITY] SSL does not = a secure website

Subject: Re: [WEB SECURITY] SSL does not = a secure website
Date: Wed, 29 Mar 2006 20:00:06 +0200
Invalid characters removed from From: Evert | Collab <evert@collab.nl>

Our bank (www.rabobank.nl) dispatches a random-reader. A small device looking like a calculator.

You insert your bankcard and enter a PIN, it will reply a number which you can use to log into the site. It won't use the same number twice, so keyloggers won't work.
When you are confirming a transaction it requires you to re-enter the PIN along with a 8-digit number displayed on the site. Confirm with the number displayed on the device.


Seems like a pretty solid approach to me.

A second bank (www.postbank.nl) uses a huge list with numbers. Every time you login you enter a new number. This method is awkward, inconvenient and less secure.

Evert


Gervase Markham wrote:
James Strassburg wrote:
There are additional countermeasures that a web application can
implement. For example, the app could have the user enter his/her
password by clicking an onscreen keyboard or ask the user for random
characters from their password (enter the 2nd, 4th and 10th character of
your password). I should state that while I've read about these I don't
know of a web application that makes use of them.

Barclays Bank in the UK uses the latter - a five-digit numeric password, specified in full, and a memorable word, of which you specify two letters using dropdown lists (so you have to use the mouse).

Gerv

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