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one-time password (OTP) authentication

Subject: one-time password (OTP) authentication
Date: Sat, 18 Jun 2005 22:15:35 -0600
Two-factor authentication (authenticating user with something they know AND 
something they possess) is becoming more and more popular due to increasing 
security requirements and the prevalence of spyware software.  However, in open 
source projects, solutions such as RSA securID, smartcards, etc. are not always 
feasible because of funding, licensing, or other constraints.  Here is a 
complete, standards-based, open source, no-hardware solution.  Here is a PHP 
implementation for generating, challenging, and authenticating one-time 
passwords according to RFC 2289.  (go to 
http://www.dcphp.com/Developers/files/otp_pub.zip 
to download)  Below are two scenarious for OTP use. 

Scenario A: 
Users across an organization need access to corporate resources at home, on the 
road, in airplanes, etc.  Users are many (>1000) and geographically 
distributed.  A user applies for access and is approved.  The administrator 
prints off a list of one-time passwords and delivers a hard-copy via physical 
medium (fax, phone, snail-mail, person-to-person handoff). 

Scenario B: 
Users self-register for a commercial (or other) website.  Once successfully 
registered, the user is given the option to generate a list of one-time 
passwords and use them for authentication in addition to their 
username/password (of course, user can ignore OTP from certain trusted 
computers, such as the one they registered from, if they trust it).  The user 
can generate new OTP's at any time once authenticated. 



When the user logs in, they use their username,password, and a 
one-time-password (which one depends on which one they are prompted for by the 
server).  The OTP expires immediately upon authentication.  Now, if a hacker 
intercepts all three tokens, they are still unable to perform a replay attack 
because the third token is already invalidated.  Their is a race condition if 
they are watching real-time, but this can be accounted for via transaction 
locking in the session handling code. 


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