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| Subject: | Re: Proposal to anti-phishing |
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| Date: | Fri, 14 Jan 2005 23:58:21 +0100 |
* Rafael San Miguel:
The solution is based in a hardware token that is delivered to every customer. This token includes the true certificate that should be presented by the bank when a customer access his/her account, and a program that checks if the certificate presented by the webpage is consistent with the first one. The program is in read-only memory so that it can't be modified by anything external to it.
It's acceptable neither to customers nor to banks. These days, zero-setup online banking is an absolute must.
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